Understanding Credit Scores
“Don’t get freaked out because we are all being watched. This "they" are the credit bureaus, and they’re watching how you handle money. And if you make a mistake, they will know it!”
Brad Burnett, “9 Things”
Thing 4 Video
Topics
- Credit Bureaus
- Credit Report
- FICO Score
- Repairing Credit
- Identity Theft
You can use these topics as your keywords when you search the databases listed in the Helpful Research Databases Box or in Google.
Helpful Research Databases
Use these databases to search your research topics more thoroughly.
- Academic Search Complete
Comprehensive, multidisciplinary database covering social sciences, humanities, education, physical and life sciences, and ethnic studies with access to more than 7,000 peer reviewed journals and over 75,000 videos from the Associated Press. - Business Source Elite
Business Source Elite covers business, management, economics, banking, finance, and accounting. Materials indexed include scholarly and peer-reviewed journals. Some full text available. - Factiva
Provides access to business and news archives, historical market data, interactive charting, financial statements, and company reports. This database is only licensed for 5 users at a time.
Helpful Videos
Helpful Resources
Helpful Books
So... This Is Why I'm Broke by ISBN: 9781684811830Publication Date: 2023-05-09Melissa Jean-Baptiste of “Millennial in Debt” is a first generation American providing readers with accessible financial tips and advice wrapped up in her story of paying off over $100,000 on a teacher's salary.
How to Stop Living Paycheck to Paycheck by ISBN: 9781539166931Publication Date: 2016-09-29In this best-selling budgeting bible, you'll get the motivation and know-how for building up a big stash of emergency cash, getting out of debt, making sure you never run out of money, and avoiding the 11 worst budget traps.
Pay It Down! by ISBN: 9781591842545Publication Date: 2009-10-07This book "offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores."
My Money My Way by ISBN: 9780593418840Publication Date: 2022-02-01Kumiko Love shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance.
The Total Money Makeover by Publication Date: 2013-09-17With The Total Money Makeover: Classic Edition, you’ll be able to:
- Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
- Recognize the 10 most dangerous money myths (these will kill you)
- Secure a big, fat nest egg for emergencies and retirement!
The Smart and Easy Guide to Credit Card Debt Relief: the Ultimate Guide Book to Credit Cards, Debt Consolidation, Debt Settlements, Debt Counseling, Debt Management and Other Options to Pay off Credit Cards and Become Debt Free by ISBN: 9781493558216Publication Date: 2013-10-22Written for today's fast paced world where people don’t have much time to go through piles of information and guidelines, this book simplifies complex debt relief laws and procedures for an average reader, and provides complete step by step guidance to make and keep you debt free.
Credit Repair by Call Number: HG 3756 .U54 L46 2011 (Law Library)ISBN: 9781413314205This edition provides new information about your liability when your credit card is used without your permission, and how to close a credit card account properly. It also includes sample credit reports and lists of agencies and organizations to turn to for additional help.
Credit Repair Kit for Dummies by ISBN: 9781118821510This book supplies the reader with an inside picture of how to repair bad credit, including "Tricks for dealing with creditors and debt collectors; [And] Sources of free professional help."
Your Score by ISBN: 9781328507990Publication Date: 2019-01-01Davenport reveals where your credit score comes from, how to improve, maintain, or rescue it, and how to avoid hidden credit pitfalls. Your Score is an accessible manual designed to help you take control of your credit score and better navigate all the important financial decisions in your life.
